The cost to attend National Midwifery Institute’s Certificate Program is published in the NMI Handbook, along with our payment, refund, and other financial policies.

Tuition and Fees 

As of January 1, 2019, tuition for our midwifery certificate totals $19,400. 

Additional Fees:

  • Application fee - $30

  • Monthly administrative fee - $25/month for duration of enrollment

  • NMI does not charge a separate enrollment fee.

Transfer Student Tuition

As of January 1, 2019, transfer student tuition for our midwifery certificate totals $17,100 (also see note below)

Payment breakdown:

  • $250 application fee to assess prior clinical experience

  • $2500 down payment begins enrollment

  • Then 12 monthly payments of $500 a month

  • Followed by base payment of $217 a month for 24 months PLUS monthly preceptor fee payment which will be between $0 and $142 monthly for 24 months, to be determined based on remaining clinical requirements once these are assessed.

NOTE: Transfer students could pay as little as $13,700 in tuition, depending on remaining clinical requirements that will be completed during enrollment in the program. If all clinical work is completed while enrolled with NMI, transfer tuition is $17,100.

Financing Options

NMI offers a Standard Payment Plan that is available to all applicants. We also offer Personalized Payment Plans for students of color and LGBTQIA2+ students. Financing is also available through Meritize, a private student loan program. More information about each option is detailed below.  

NMI Standard Payment Plan

Students enrolling with a payment plan must make monthly payments and may make payments ahead, or pay their balance at any time. NMI does not charge interest for the payment plan, but late payment penalties, a reinstatement fee and processing fees are specified.  

The following payment plan is available: 

  • Minimum down payment upon enrollment - $5000

  • Monthly payments during months 1-12 of enrollment - $500

  • Payments during months 13-24 of enrollment - $350

  • Payments during months 25-36 of enrollment - $350

Payment of all program tuition and fees must be completed prior to graduation from the program. During a payment plan, tuition may be paid ahead or in full at any time. 

Students of Color - NMI Personalized Payment Plan

Photo credit: Roz KumARI - - @kumarivisionz

Photo credit: Roz KumARI - - @kumarivisionz

Profound racial disparities in maternal and infant health outcomes exist in the United States today. When compared to white maternal and infant health outcomes, non-white families experience increased rates of harm (morbidity and mortality). African Americans are most severely affected: The fetal death rate for African Americans is more than twice that of non-Hispanic whites, while the maternal mortality rate for African Americans is more than three times that of non-Hispanic whites. We believe that midwifery care can help improve these outcomes and reduce racial disparities. Additionally, there is a need for more midwives of color so that every client has access to a midwife from the client's own culture. While NMI is not able to participate in the Grand Challenge by offering scholarships for students of color, aspiring midwives of color have the option to work with NMI staff to design a more flexible and personalized payment plan than our standard payment plan. Applicants may contact the NMI office to begin the process. We look forward to working with you to create a personalized payment plan. 

LGBTQIA2+ Students - NMI Personalized Payment Plan

Research by The Williams Institute in 2011 estimates there are 9 million people in the United States who self-identify as LGBTQIA2+ (lesbian, gay, bisexual, transgender, genderqueer, questioning, intersex, asexual, two-spirited, and others who have gender identities and/or sexual orientations that differ from heterosexual and/or cisgender). Additional research reveals that serious health disparities exist between LGBTQIA2+ populations and cisgender and heterosexual populations. 
LGBTQIA2+ people who experience barriers to accessing and receiving health care identify those barriers to include the intersectionality of issues and personal concerns regarding racism, homophobia, transphobia, gender, misogyny, education, literacy, income, and economic class.
LGBTQIA2+ people may seek midwifery care, having already accumulated the lived experience and effects of micro-aggression and marginalization. We are committed to training future midwives to provide aware, sensitive, and informed care to LGBTQIA2+ people without unintentional micro-aggression or further marginalization. See NMI's LGBTQIA2+ Policy Statement to view our institutional commitments. 
National Midwifery Institute is committed to supporting LGBTQIA2+ people’s access to quality midwifery education. While NMI is not able to offer scholarships at this time, aspiring midwives who identify as LGBTQIA2+ have the option to work with NMI staff to design a more flexible and personalized payment plan than our standard payment plan. Applicants may contact the NMI office to begin the process. We look forward to working with you to create a personalized payment plan. 

Meritize Student Loans: Get Credit for Your Merit!

Funding your education on your own merit is within your reach. With a Meritize loan, you can improve your loan terms by sharing your academic profile. Providing your transcript – whether high school, partial or full college or previous skills-based school experience – lets Meritize use your learning history to enhance your credit evaluation and improve your loan options.
You don’t have to have great credit. You don’t have to have a cosigner (but if you do, even better). And you don’t have to be an A student to get financial credit for your academic merit.

With a Meritize loan you can …

  • Use your transcript to enhance your credit and improve your loan options

  • Get pre-approved in minutes

  • Fund the full cost of tuition on your own merit

  • Choose affordable fixed or variable rates

  • Select the repayment option that works best for you while you attend school – making full payments, or making interest-only payments for up to 3 years from each loan disbursement date

  • Repay your loan over 3 or 5 years

  • Avoid prepayment penalty fees if you choose to pay your loan off early

  • Get access to free Meritize Career Success Services for job and career support

Visit or apply directly at

Additional Expenses 

In addition to program fees, students should expect to incur related expenses. Additional expenses are not paid for by NMI and are not included in student tuition and fees. Financing options, including standard and personalized payment plans and Meritize student loan program, do not cover the additional expenses below. 

  • All students should expect to have phone, IT, internet, photocopying and mailing expenses associated with course work completion and program participation. Pager and/or cell phone will probably be required during apprenticeship.

  • Textbook costs (approximately $500 to $800, or more if a student is building a library for future client use) are not included in course work fees.

  • Training in adult CPR (required) costs between $50 and $100; Neonatal Resuscitation training (required) can be as much as $200.

  • Students applying to take the NARM exam will need a NARM certification application, which can be purchased in hard copy from the NARM website ($50, as of January 2016) or downloaded for free. More information can be found in the NARM certification application and NARM Candidate Information Booklet (CIB).

  • Students applying to take the NARM exam are required to pay a NARM certification application fee ($1,100 as of January 2019—contact NARM for current cost). In addition, the computer testing site requires a fee ($120 as of January 2016).

  • Some states require apprentices or midwives in training to register with a licensing agency. Fees for this vary.

  • During apprenticeship, students must also expect to build their durable equipment supply for future midwifery practice. Stethoscope, blood pressure cuff, fetoscope and basic delivery and suturing instruments cost approximately $350. A doppler fetoscope costs around $500. An oxygen tank and regulator valve may cost $150 depending on type purchased. Herbal and homeopathic remedies, if desired, usually cost between $7 and $15 each.

  • During apprenticeship, students will need 24/7 access to reliable transportation. Most students should expect to have their own car.

  • Professional periodicals cost between $35 and $75 annually.

  • Memberships in the Midwives’ Alliance of North America (MANA) and to state and professional midwifery organizations cost between $35 and $100 each. Student rates may be available.

  • Upon completion of the program, application fees for state licensure, certification or registration vary but start at $250. Renewal of these credentials is due every two or three years, with continuing education requirements specific to each state.

Additional Costs for Preceptorship 

An approved NMI preceptor may receive a total honorarium of $3400 per student from NMI (limited to the minimum requirements for each experience category). NMI holds this amount in reserve from the student’s tuition.

Most preceptors realize adequate exchange with an apprentice via assistance with the practice and honorarium from NMI. However, it is possible that a preceptor will charge a student additional fees. Students are responsible for this as a separate agreement; NMI limits honorarium to preceptors as described above. If a preceptor requires additional fees, that independent agreement with the student disqualifies the preceptor from receiving preceptor honorarium amounts from NMI.

Tuition Frequently Asked Questions

Does National Midwifery Institute accept federal financial aid?
National Midwifery Institute students are ineligible from receiving Title IV funding (Federal Financial Aid) due to NMI's program structure: in order to qualify for Title IV funds, educational institutions must provide on-campus programs and a certain percentage of students must attend these programs. As a correspondence program with no on-campus programs, NMI does not qualify to receive Title IV funding. NMI offers in-house standard and personalized payment plan options. Financing for your education with NMI is also available through our partnership with Meritize

Can I use the GI Bill to pay for National Midwifery Institute? 
Unfortunately, you cannot use the GI Bill to pay for your education with NMI. While the GI Bill is available for training with correspondence programs that do not lead to a degree, correspondence education programs can only be approved if offered by accredited institutions that are degree-granting. NMI does not grant degrees. 

As an NMI student, will I be eligible for in-school loan deferment of my existing student loans? 
Generally, no...but it depends on the type of loan. The US Department of education typically allows students to defer their loans when they are enrolled full time at an eligible schools. "Eligible school" is defined as a school that has been approved by the US Department of Education to participate in the Department's Federal Student Aid programs, even if the school does not participate in those programs. Due to the type of program we offer, NMI is not eligible to participate in the Department's Federal Student Aid programs and is therefore not considered an eligible school. However, loan programs and products vary: prior to enrolling in NMI, if you hope to defer prior student loans we encourage you to consult with your loan provider. 

“I have tuned in to and learned to trust my intuition as an underpinning (not just a tool) of midwifery care.”

~ an NMI Student

To learn more, view the NMI Handbook.